FAQ

FAQ Help Center

Information about our products and services

There is no cost to you for any of our services.

We’re compensated directly from the insurance carrier when we enroll you in a plan.

No. Our compensation does not affect what you pay (if anything).

Yes. There is no difference between what I offer because any plan proposed IS provided directly from the insurance company.

I’m an independent insurance broker authorized and certified by multiple Medicare and other insurance carriers.

I am in no way incentivised to steer you toward one plan over another. Only YOU will choose which plan you select.

My only job is to educate you on the plan benefits, enroll you in the plan and then be available to support you after you enroll.

When you enroll through me, I AM YOUR BROKER.
I work in your best interest. I offer a menu of plans and I help you choose the BEST PLAN FOR YOUR NEED. I’m invested in servicing YOUR need, not that of any insurance company.

Each year, there is an Open Enrollment Period From October – December. Each year, behind the scenes, I will review your plan and contact you if I think there’s a better plan for you. Ultimately you will decide if you want to make a change. There is no change to my compensation if you decide to change, so there is no FINANCIAL benefit to me to switch you to another plan. The ONLY reason I would even suggest it, would be because there is some benefit to you.

When you enroll directly with the carrier – you get the next person who answers the phone AND they’re incentivised to SELL you ONLY THEIR PLAN.
if you call to ask a question – you will never speak to the same person again. They don’t and won’t know you or your situation. I will.

When enrolling directly with a carrier – you will not have a personal relationship with anyone. How frustrating is it to review your same information over and over each time you call? I know how I feel about it.

You will never hear from an agent if there is a better plan for you. Think about it… Have you ever received a call from your cable or mobile phone provider telling you there’s a better plan that costs less? I’m on Medicare too. I’ve never heard from them.

You won’t ever receive a call from the carrier telling you they have something better or something at a lower cost, and certainly they’ll never tell you another carrier has a plan better suited to your need. they don’t even know your situation. I do and I will.


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Delivery / Purchase of Products

Our site provides a shopping cart type of experience that allows you to easily download information about various insurance and/or financial products in a familiar manner.

There is no cost for downloading a product even though you “Purchase” them and they’re placed in a shopping cart. We do not ask for, nor capture credit card information but we do collect your contact information.

We don’t sell your information to anyone else and you may request that we delete the information we do store. We will acknowledge the information in an email.

You can NOT purchase any of our products from our site. Only a licensed agent can help you with that. The site only supports descriptions of products and in many cases offers downloadable product information.

If you have questions about any product or want to enroll in any plan, you must speak with a live agent which is easy to do.

Our number and other contact information can be found on the footer of every page. Please know that when you call, you will be speaking with a licensed agent.

Contact us. Our number and other contact information can be found on the footer of every page. Please know that when you call, you will be speaking with a licensed agent.

Join our quarterly newsletter. Our number, subscription and other contact information can be found on the footer of every page. Please know that when you call, you will be speaking with a licensed agent.

All products are downloaded immediately after you CHECKOUT. You will NEVER be charged for a product download.