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    What is Long Term Care Insurance?

    What is Long Term Care Insurance?

    As we age, the likelihood we will need some type of medical or personal care increases.  We may need long term care – a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.  Such services typically include assistance with normal daily tasks like dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living facilities or in nursing homes.