Why it’s Worth Considering Final Expense Insurance

Why it’s Worth Considering Final Expense Insurance

Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100. It is an easy insurance to obtain. Depending on the policy, burial insurance or final expense insurance gives your family the ability to cover the expenses of a funeral and potentially other outstanding expenses.

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    Why it’s Worth Considering Final Expense Insurance

    Anyone who has lost a member of their family knows how difficult loss can be. The emotions are overwhelming.

    However, one really doesn’t have time to grieve because you need to deal with the financial implications. Plus, the cost of a funeral adds up quickly. The last thing you or your family needs is to worry about the funeral expenses. That is why planning ahead is critical.

    Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100. It is an easy insurance to obtain. Depending on the policy, burial insurance or final expense insurance gives your family the ability to cover the expenses of a funeral and potentially other outstanding expenses.

    Besides the protection that a final expense insurance policy offers, it’s never changing premiums and permanent coverage makes it a wise investment for your future.

    Guaranteed Acceptance

    Guaranteed Acceptance Life Insurance is a popular insurance plan where applicants don’t need to be in perfect health to get coverage, so they don’t have to undergo a physical or answer any health questions—acceptance is guaranteed regardless of pre-existing conditions. BE AWARE that there can be a waiting period/limited benefit period. This is permanent whole life insurance can last your entire lifetime and once insured, your rate will never go up!  Contact me for details.  Plans are not available in all states.

    Expensive funerals

    Funeral costs can add up, especially if you consider the:

    • Funeral service
    • Cemetery plot and headstone
    • Cost of casket
    • Funeral procession
    • Miscellaneous costs

    These costs can quickly add up, making burial insurance a smart and pre-emptive decision. Don’t make your loved ones worry about expenses. Call today to learn about burial insurance or final expense insurance policy so your family doesn’t have to worry about it tomorrow.  BE AWARE that this type life insurance may not be available in all states and may not specifically cover only funeral goods or services.  It may not cover the entire cost of a funeral at the time of death. The beneficiary of this life insurance generally may use the proceeds for any purpose, unless otherwise directed. Always check the policy benefits, terms and conditions.  I can help.

    Contact me for details

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